Once you’ve checked and double-checked your homeowners insurance coverage for water or fire damage, it’s time to prepare the documents that will help you file a claim. The first few steps of dealing with insurance policies can often trip up homeowners, especially those who are doing it for the first time. Handling the effects of your water damage is already a challenge on its own without having to navigate your way through the in’s and out’s of insurance providers.
The first thing you must do is get help. The whole process can be overwhelming and it’s helpful to have an experienced professional guide you through it. Here are a few tips from our experts at Special Touch Restoration on how to support your water damage claim.
Minimize the Problems
One of the biggest mistakes many homeowners make when filing a water damage claim is not taking steps to limit their problems. Most policies often state that you, the policy holder, is responsible to mitigate and minimize issues as much as possible. Your options to do this are, of course, limited but having proof that you have contacted a professional immediately earns you some points.
If possible, take a picture of all affected areas in your home. If the water damage has spread through your drywall and caused mold to grow, document it with a photo. If your restoration contractor has provided you with an inspection report, keep it and add it to your claim file. Any evidence of damage and the steps you’ve taken to lessen the problem will be helpful.
Vet Your Contractors
Some insurance policies may recommend their own restoration companies, but it’s best to find good ones on your own. This is not to say that the “vendors” from your insurance are not good, however, finding a specialist who can handle the unique needs of your water damage can be more beneficial.
At Special Touch Restoration, you can count on our professionals to help you with your water damage insurance claims. Give us a call in North Alabama at (256) 330-4822, in South Alabama at (251) 512-1424 or fill out our contact form to schedule an inspection and get a free quote on water damage restorations today.